Provides coverage for liability arising out of fungi (including mold) or bacteria, including remediation, subject to sublimit. Blanket endorsementsdo not require that an additional insured be specifically named. Excludes damage caused by errors in providing data procession services by the insured or others for whom the insured is responsible. Includes, excludes or limits coverage related to acts of terrorism, in accordance with the Terrorism Risk Insurance Act (TRIA), as amended by the Terrorism Risk Insurance program Reauthorization Act of 2015. Expands the definition of coverage territory to include anywhere in the world, and provides for reimbursement of the insureds legal expenses and judgments if the insurer is prevented by law from directly defending or indemnifying in the country where a claim takes place. CG 33 96 Texas Additional Insured - Lessor of Leased Equipment. Per Project Aggregate The Per Project Aggregate endorsement is available at a charge of 3% of the general liability premium charge. Blanket per project aggregate endorsement. Removed all of Coverage B - Personal and Advertising Injury Liability. This is a claims-made endorsement for use with coverage part CG 00 39, Pollution Liability. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. Required on all policies. Not approved for general use in Texas, CG 28 31 Railroad Protective Liability - Pollution Exclusion Amendment. There are many endorsements addressing specific, common professional activities, such as medical professional. S2803-CG (7/07) Total General Aggregate Limit Per Project (s) - General Aggregate Limit S2806-CG (6/07) Exclusion - Unfenced Salvage Operations S2809- CG (8/07) Warranty Endorsement - Insurance and Indemnity Required of Contractors or Subcontractors Working on Your Behalf S2811-CG (7/07) Limited Coverage - Lost Key Expenses See CG 32 08 for Texas-approved form. Account The coverage afforded to the additional insured only applies to the extent permitted by law. This endorsement should be used whenever there is a sale of products, usually components, between multiple named insureds, such as a parent and subsidiary. blanket schedule. CG 27 00 Category 27 Claims-Made Endorsements 27 02 - 27 11. This endorsement was withdrawn from use in 2012 but reinstated in 2013. (Note: ISO withdrew this endorsement with the 2013 edition, as these changes were incorporated into the basic coverage form. See also endorsements CG 21 07 and CG 21 08 below. If coverage for these exposures is to be provided on the CGL, attach endorsement CG 22 69 for products liability only or CG 22 97 for products and professional liability. It does this by adding a policy endorsement (an amendment to the existing policy). IL 09 85 through IL 09 99 - Terrorism Endorsements. Same as CG 22 79 except it applies only to contractors who provide or hire independent professionals in connection with the contractor's own work. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. Unlike a per-occurrence limit, which limits the amount per claim, a general aggregate limit can be exhausted through either two claims, fifty claims, or anywhere in between. Adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information. A few items to keep in mind with a 'project endorsement'. PNC endorsement Fill in the Blank: A is sent to the insured to collect additional information regarding business operations as it relates to the industry. What is the per location endorsement? Obligates the insurer to provide notice to a person or organization named in the endorsement in the event of cancellation or material change that reduces or restricts the insurance. A blanket additional insured endorsement may be available for with your insurance company. Like endorsement CG 21 06, this endorsement excludes damages arising out of access to or disclosure of confidential or personal information. Not approved for general use in Texas. Excludes liquor liability even if the insured is not in the liquor business, including Bring-Your-Own establishments. Wrap blanket around, secure with hook and loop strap. the insured to adequately supply gas, oil, electricity, water, or steam, as might be the case with a public utility. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . Has Pen . Excludes liability arising out of those services named on the endorsement, such as cosmetic massage, optometrical, and others. Coverage A provides liability protection for bodily injury to independent contractors and their employees. Nymphomaniac asian asiaticas ninfomaniacas. Also excluded is the costs of "reducing any property" to physical possession above the surface of the ground, as might be required following a well blowout. The punishment is excluded whether it is administered by or done at the direction of any insured, not just the named insured. . Excludes these hazards at all locations and operations, except those specified in the endorsement. CG 28 02 Insured Site Definition (Contractors). Adds a separate insuring agreement to include coverage for property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. Applies to ongoing operations only. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Must be attached to policies insuring townhouse associations. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Height limitations. The CGL policy requires a per-project aggregate endorsement that should be attached to the COI upon submission to verify accurate coverage. Excludes all liability arising out of the products and completed operations hazards. Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (Capped at $5MM) Third Party Cancellation Notification: Amends Exclusion "p" in Coverage A (Bodily Injury and Property Damage) and adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information, with an exception for bodily injury damages. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes the professional liability exposure of adult day care centers. Think of it as insurance on the shelf - you use it as you need it. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. This endorsement is not approved in Texas. Limits coverage afforded by Liquor Liability coverage part, CG 00 33, to the premises designated on the endorsement, or newly acquired premises for 30 days. $2,000,000 general aggregate. Texas uses a special endorsement for these risks. Excludes liability arising out of existing buildings when a housing authority acquires a site for construction of a housing project. CG 32 09 Texas Changes - Nonbinding Arbitration. Primary and Non-contributory endorsement. See endorsement CG 21 31 for an alternative. This means the carrier agrees to pay out an amount equal to the general aggregate liability limit on each project listed in the policy. This is a professional liability exclusion for the specific risks named. Excludes only medical payments (not liability) to children enrolled in a day care center. Adds individual townhouse owners as additional insureds for liability as a member of the townhouse association. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Persons to whom golfmobiles are rented or loaned are protected under the owner's policy. ", CG 22 95 Exclusion Damage To Work Performed By Subcontractors On Your Behalf Designated Sites Or Operations, CG 22 96 Limited Exclusion Personal And Advertising Injury Lawyers, CG 22 99 Professional Liability Exclusion Web Site Designers, CG 23 01 Exclusion Real Estate Agents or Brokers Errors or Omissions, CG 24 04 Waiver of Transfer of Rights of Recovery Against Other To Us, CG 24 05 Financial Institutions (Reporting Provision and Limitation to Fiduciary Interest), CG 24 06 Liquor Liability - Bring Your Own Alcohol Establishments, CG 24 07 Products/Completed Operations Hazard Redefined, CG 24 11 Fiduciaries - Fiduciary Interest, CG 24 13 Amendment of Personal and Advertising Injury Definition, CG 24 17 Contractual Liability - Railroads, CG 24 18 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 19 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 20 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 21 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 22 Amendment of Coverage Territory Worldwide Coverage, CG 24 23 - Amendment of Coverage Territory Additional Scheduled Countries, CG 24 24 - Amendment of Coverage Territory Worldwide Coverage With Specified Exceptions, CG 24 25 - Limited Fungi or Bacteria Coverage, Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions. 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