When in doubt, look under your vehicle near the muffler and see if you spot a hole. Cars that are least likely to have catalytic converters stolen are ones with fewer precious metals and therefore scrapyard value. Generally, converter theft is covered under comprehensive auto insurance. Comprehensive coverage includes catalytic converter theft, which many car insurance companies offer. Wait for the technician to repair your vehicle, allow your insurance to pay for repairs (minus your deductible), and continue driving as normal. If someone steals your catalytic converter, you may be able to claim it under your comprehensive auto insurance policy. Chris Harrigan Contact us for answers. Copyright 2001-2023|CarInsuranceCompanies.com|113 Cherry Street, #37960 Seattle, Washington 98104-2205|Privacy Policy|Terms & Conditions|CCPA. This vital component was added to vehicle manufacturing in the 1970s and has become a mandatory part of the automobile industry. An annual cost of $100 to $300 ($8 to $25 a month) can Compare quotes from the top car insurance companies and save. Any insurance policy premium quotes or ranges displayed are non-binding. According to the Congressional Research Service, 14,433 catalytic converters were stolen in 2020. Any car with a catalytic converter can be targeted, but some cars are more common targets than others. Other designs resemble a cage or armor plating. Consider installing a catalytic converter protection device. The more expensive a catalytic converter is to replace, the more likely it is to be targeted by thieves, but many catalytic converter thefts are simply crimes of opportunity. She is a Fran Majidi manages content on SmartFinancial's website. Write an appeal letter The letter should outline why you disagree with your insurance providers decision. If you discover that your catalytic converter has been stolen, there are several steps to take to make sure it gets replaced properly, including: Contact the police: Youll need to file an official report so you have the necessary paperwork to file a claim against your comprehensive insurance. Additionally, your check engine light coming on is one of the most obvious signs your catalytic converter is missing. It only takes a few minutes for a thief to steal a catalytic converter. How Does a Catalytic Converter Get Stolen? This combination makes catalytic converters a popular target for thieves. That makes it harder for a thief to reach the catalytic converter. Considering the cost to replace and repair any damage, it may be in your best interest to protect yourself with comprehensive auto insurance just in case. Will a Citation Impact My Insurance and Driving Records. Does homeowners insurance cover a leaking roof? Comprehensive coverage will cover the costs of replacing a stolen catalytic converter and any damages related to the theft. Some of the signs of a stolen catalytic converter include: You may also notice missing parts under your vehicle after catalytic converter theft. The number of catalytic converter thefts in the United Statesjumped from around 3,000 to nearly 14,500 over a single year. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. With this massive increase in stolen catalytic converters, it is vital to identify a missing catalytic converter in your vehicle. Which Cars Are Most Targeted for Catalytic Converter Theft? When to use auto vs. health insurance for car accident injuries. Tell your insurance agent as soon as possible that your catalytic converter has been stolen and that youve filed a police report. If you start your car and notice that it sounds significantly louder than usual, check under your vehicle to see if anything is obviously missing. Senior Managing Editor & Auto Insurance Expert. Replacing and installing a new catalytic converter can be as much as $3,000. The National Insurance Crime Bureau reported catalytic converter thefts increased from roughly 1,300 in 2018, tomore than 52,000 in 2021. WebFarmers Identity Shield. As long as your insurance is up to par, then you dont have to worry about the cost of repairs. Shop Around for Comprehensive Car Insurance To Protect Yourself. if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[250,250],'mycarvoice_com-banner-1','ezslot_7',609,'0','0'])};__ez_fad_position('div-gpt-ad-mycarvoice_com-banner-1-0'); This way, you can prepare for any eventuality when it comes to dealing with catalytic converter thefts. Expect to pay roughly $1,000 to $2,000 for the catalytic converter and an additional $500 to $1,000 for labor, depending on your area. Park close to a wall with the exhaust pipe closest to the wall. You may also want to look for abrasions and other evidence of tampering. Theft can occur in just under two minutes with easily acquired tools. Learn about our editorial standards and how we make money. When evaluating rates, please verify directly with your insurance company or agent. Know which cars are higher targets for catalytic converter thieves. Your email address will not be published. If your cars rear is inaccessible, thieves will be less likely to target your vehicle since the converter will be harder to get. Depending on the car and the condition of the catalytic converter, thieves can get quite a big payout for a relatively easy theft. Catalytic converter theft is on the rise. A car without a functional catalytic converter will make a loud sound as you accelerate, drive rough, and sputter as you change speeds. If your catalytic converter gets stolen, you must replace it. If you are using a screen reader and are having problems using this website, please call 1-855-695-2255 for assistance. In that case, it may not be worth filing a claim because your insurer would only cover the remaining $500 after you meet your deductible. If you seek to protect your vehicle from potential theft, vandalism, or damage to your catalytic converter, use your ZIP code in our free car insurance comparison tool to browse the comprehensive coverage available on the market. Analytical cookies are used to understand how visitors interact with the website. Why are catalytic converters stolen? This means that if you do not have comprehensive coverage, you must pay out of pocket for the entire cost of replacement. Torque is the rotational force often associated with tasks like towing, hauling, or climbing. By 2020, however, catalytic converter thefts hit a new record at 1,203 per month. In these events, comprehensive coverage will pay to replace the converter, as well as any associated damaged caused by the hasty removal of the converter. What to do if your catalytic converter is stolen. On average, with parts and labor, costs can range between $900 and $3,000. Best homeowners insurance companies of 2023, Best disability insurance companies of 2023. Then we will figure out what it takes for your insurance provider to help in such cases. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post. Yes, Catalytic converter theft is usually covered by comprehensive auto insurance if the insurance package you have is an all-inclusive comprehensive plan. Which cars are most likely to have the catalytic converter stolen? In 2018, there were 1,300 reported thefts; in 2021, there were more than 52,000. "comp" coverage generally reimburses you when your car is damaged from theft, vandalism, fire or hitting an animal. above and get an idea of which car insurance companies meet your needs. Converters may also combine hydrogen (H) and oxygen (O) to create water vapor (H2O). Web3. All rights reserved. Our fact-checked articles are intended to educate insurance shoppers so they can make the right buying decisions. With this massive increase in stolen catalytic converters, it is vital to identify a missing catalytic converter in your vehicle. Depending on how the catalytic converter was removed from your car, there may be other damages that were caused by the theft that need to be included in your quote. We update our site regularly, and all content is reviewed by auto insurance experts. Usually, it kicks in once you have paid the deductible portion. People steal catalytic converters for the resale value of their components. These components have always had value, but rising rates in recent years have made them particularly valuable. All rights reserved. Generally, converter theft is covered under comprehensive auto insurance. Comprehensive insurance covers your car against loss or damage that was not the result of a collision. How much is a catalytic converter worth in the UK? Covered incidents include vandalism, damage from falling trees or objects, weather damage, and theft. Even vehicles shipped from overseas must have a compliant catalytic converter; if it lacks one, a new one is usually installed before sale. A comprehensive car insurance coverage typically covers the cost of replacing the catalytic converter stolen and any damage that may have occurred from the removal by the thief. It can take just 1 to 3 minutes for a competent thief to remove a catalytic converter. after a single comprehensive coverage insurance claim, How to See if a Car Has Been in an Accident. Thieves also like being able to get under the car easily, which puts SUVs and trucks at particular risk. These cookies track visitors across websites and collect information to provide customized ads. As a result, toxic gases are no longer being converted into less dangerous alternatives. 4. GMC Check Engine Light. Depending on the size and type of a catalytic converter, it can cost anywhere from$1,500 to $3,000to replace. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. Oxidation catalysts add oxygen to pollutants such as carbon monoxide (CO) to make it carbon dioxide (CO2). Its important to note that different insurance companies have different policies when it comes to covering theft. New catalytic converters can be extremely costly for the same reason. Have you ever had something stolen from your car? Since the catalytic converter is located under your car, you may not notice it visually, but there are tell-tale signs that it is gone. No matter what type of vehicle you drive, however, there are ways to reduce the risk of catalytic converter theft: Invitations for applications for insurance on assurance.com are made through Assurance IQ, LLC, only where licensed and appointed. This cookie is set by GDPR Cookie Consent plugin. Whats the difference between ATV vs. a dirtbike? This website uses cookies to improve your experience while you navigate through the website. Are all Farmers Insurance policies available in every state? His shop installs one by bolting a metal shield to the vehicle frame to cover the catalytic converter, which costs about $350, including installation. Park your car in a well-lit area, or install motion-sensitive lights around your house to deter thieves. Confirm with your insurance company about whether your auto insurance policy has catalytic converter theft coverage. If your catalytic converter is stolen or stops working your car will still drive, but youll need to make getting a new one a priority to avoid breaking the law. How Much Does it Cost to Replace a Stolen Catalytic Converter? Should You Be Concerned? Liability coverage is required in virtually every state, while no state requires comprehensive or collision coverage. Thieves then sell it to a scrap metal yard, which will then sell it to someone else who can remove and recycle the precious metals. You can find your catalytic converter on the underside of your vehicle. 2023 Smartfinancial.com Ins LLC DBA SmartFinancial Insurance. The large hole of a missing catalytic converter will contribute to both the noise and the smell. Assurances license information can be foundhere. A bonus with installing an alarm is that some insurance companies may offer a car alarm insurance discount. In some cases,and especially on older cars, the repair will cost more than the car is worth. 10 Questions to Ask When Evaluating Life Insurance Options. Copyright 1995 - 2023. They contain rhodium, palladium, and platinum, and its the value of these metals that are making them attractive to thieves - theyre all precious metals that are more valuable than gold. This code holds a lot of information, including who your previous auto insurance company was, any history of car theft, or your cars manufacturing or recall information. In somecases,the DPF (diesel particulate filter) is also stolen from diesel cars. Progressive Casualty Insurance Company. Report a new claim or view the status of an existing claim, Continue as a guest to Compare rates and shop affordable car insurance today. The United States has required catalytic converters on all gas-powered vehicles since 1975. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Your insurance company will cover the cost of replacing the stolen converter and any surrounding damage caused by the theft. Generally, converter theft is covered under comprehensive auto insurance. When hes not at the local autocross event, he can often be found working on one of his cars. All insurance rates, products, and services are presented without warranty and guarantee. A typical comprehensive coverage deductible is $250 to $500. If you have comprehensive coverage on your auto insurance policy, then you're typically covered against catalytic converter theft. Does insurance cover catalytic converter theft? Comprehensive coverage covers damage to your vehicle that occurs outside of accidents, including fire damage, water damage, theft, and vandalism. Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. But there comes a situation in which they still have to pay for According to the National Insurance Crime Bureau, 1,298 Americans told their insurance company that their cars catalytic converter had been stolen in 2018. Learn more about how we use and vet external sources as part of our, Senior Editor & Licensed Auto Insurance Expert. Please note, comments need to be approved before they are published. And if you dont have comprehensive auto insurance, now might be a good time to consider adding it to your policy. Christa Ehrler is a wordsmith, copywriter, and traveler with over seven years of digital publishing experience. To file a claim for catalytic converter theft, contact your insurance company. If youre a recent victim of catalytic converter theft, then you might be wondering what your recourse should be. This cookie is set by GDPR Cookie Consent plugin. Insurance covers catalytic converter theft if you have comprehensive coverage. The car wont drive smoothly, it will accelerate loudly, and it will generally sputter and jolt as you speed up while driving.. While you may not know a lot of the information, such as who stole your catalytic converter or when it happened, this report will help narrow down who the thieves are and stop them from stealing other converters in the area. As such, more and more precious metals have been incorporated into the creation of catalytic converters, leaving thieves more inclined to steal them. This relatively low cost is light on the wallet and has the high potential of easing much stress and discomfort from potential theft or vandalism. Tips For Troubleshooting. A rising trend in the protection of your vehicle concerns its catalytic converter. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance . If you discover your catalytic converter is missing, take your car to a repair shop and have it replaced as soon as possible. This information may be different than what you see when you visit an insurance provider, insurance agency, or insurance company website. We also use third-party cookies that help us analyze and understand how you use this website. Although all catalytic converters are valuable to thieves, they target some car makes and modelsmore than others. How can I protect my catalytic converter from theft? Compare quotes from several insurance carriers to ensure that you get the best deal on your auto insurance overall. Contact your states insurance commissioner Most states will have a special unit to deal with issues such as unfairly denied insurance claims, or a mediation program that will help policyholders negotiate a disputed claim with their insurance provider. This vital component was added to vehicle manufacturing in the 1970s and has become a mandatory part of the automobile industry. If you want confirmation that your insurance will cover your car in the event of catalytic converter theft, call them and ask directly. As an example, events that are outside of your control, such astheft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature. This vital component was added to vehicle manufacturing in the 1970s and has become a mandatory part of the automobile industry. Palladium is skyrocketing in price and can cost from $2K to $5K an ounce, while rhodium is around $22K an ounce making these two precious metals more valuable than gold, price-wise. A car with a missing or defunct catalytic converter also doesnt filter exhaust properly, which means it wont pass inspection. Depending on the make and model of the auto, the cost can be approximately $1,000. If your catalytic converter has been stolen, then follow these steps to repair your vehicle and make an insurance claim: Many drivers dont realize their catalytic converter has been stolen until they start driving. Your comprehensive deductible will apply to the claim, so if you have a $1,000 deductible and it costs $1,500 to replace the catalytic converter, the insurance company will write you a check for $500 and you will be expected to pay the rest out of pocket. Life insurance teamMonday-Thursday 9am-10pm ETFriday-Sunday 9am-8pm ET, Home & auto insurance teamMonday-Friday 9am-9pm ET, Disability insurance teamMonday-Friday 9am-6pm ET, 555 S. Mangum St., 6th FlDurham, NC 27701. In short, if your catalytic converter is stolen, youll likely be covered under comprehensive auto insurance but not collision insurance. Browse our catalogue of industry-leading Cat Shields here. Does insurance cover catalytic converter theft? They will check local security cameras and work to see if they can help catch the person who stole your converter. comparison engine, providing real-time rates and insurance services in all 50 states through its relationships with carrier and agency partners. Get easy explanations for all your questions. Contact your insurer to ask about catalytic converter coverage or to make a claim for catalytic converter theft. Newer cars, however, can have metals in better condition because the converters haven't been subjected to as much wear and tear. Full coverage car insurance includes liability coverage, comprehensive coverage, and collision coverage. The catalytic converter is responsible for handling the emissions of a car. Since the catalytic converter is located at the back of the car, near the muffler, parking with the vehicles rear close to a wall will make your car harder prey. Does my car insurance cover me in other cars? The United States has required catalytic converters on all gas-powered vehicles since 1975. Calculate how much you can afford. Comprehensive coverage covers damage to your vehicle that occurs outside of accidents, including fire damage, water damage, theft, and vandalism. Plan for your familys future. Having your converter stolen is a horrible feeling. Compare Quotes From Top Companies and Save. Use our. Any gas-powered car made after 1975 can be a target, but the top vehicles for catalytic converter theft tend to be older cars because they have a larger amount of valuable metals in their catalytic converters. Weve researched ways to help keep your car safefrom this type of theft. Thievesusually work by jackingup the car to access the catalytic converter,enabling them to cut it out-and it doesnt take longto do. Get an alarm: A car alarm that responds to vibrations can let you know if someone is trying to steal your catalytic converter. Does renters insurance cover theft from cars? Rhodium . Catch what's new from Progressive online, on TV, and on the road. This cookie is set by GDPR Cookie Consent plugin. Fast auto insurance quote comparison.See rates instantly. But as well as the cost of replacing the converter you may have to fix any damage done to your car during the theft. By February 2021,18 states were considering legislationto help curb the spread of catalytic converter thefts. How Much Is Car Insurance for 24-Year-Olds? It covers damages that occur to your vehicle outside of accidents including fire damage, hail damage, theft, and vandalism. May car owners would agree that vehicle protections take much thought. Thus, the initial tell of a stolen catalytic converter is a very loud startup and running sound. Even if you own your car outright, it's never a bad idea to consider additional protection, especially if you can't spare $1K to replace your catalytic converter. Since catalytic converters are the last line of defense against dangerous exhaust emissions, you would have to replace one very quickly if it has been stolen. This is accomplished with a catalyst, which is often made of a rare metal like platinum, rhodium, or palladium. Many insurance companies like State Farm, Progressive, AAA, and Farmers Insurance have comprehensive coverage which is coverage for circumstances outside of a car owners control. If you happen to own any of these cars, you may want to read on to learn how to take extra precautions to keep your car safe. Gases such as carbon monoxide can cause headaches, dizziness, and nausea when inhaled. This is especially indicative if your other instruments note that your engine temperature and oil pressure are normal. Other types of auto insurance wont. You may also notice a foul odor from the unclean exhaust now exiting the vehicle. Lets dig deeper into the question of, does insurance cover catalytic converter theft. In some vehicles, such as larger cars, SUVs, and trucks, the loss of a catalytic converter can result in less low-end torque. Some automakers install the converter with bolts while others weld it in place. Consider calling a tow truck because driving without the converter can be hazardous. The cost of comprehensive coverage varies depending on the company used and the state of residence. You may receive a check from your insurance company for the replacement cost, or it may send the payment directly to the shop. A common indication that your catalytic converter is missing is that your car is louder than usual while driving. Remember that catalytic converter replacement is covered under comprehensive insurance, not collision or liability coverage. Catalytic converters convert exhaust into less harmful gases and any vehicle made after 1974 must have one installed. Three ways to protect against catalytic converter theft. What Are the Best Auto Insurance Companies for Seniors? Depending on the replacement cost, you can determine if using your comprehensive insurance makes sense or if you want to pay out of pocket. Insurance carrier website ranking by Keynova Group Q4 2022 Online Insurance Scorecard. Is Catalytic Converter Theft Covered by Insurance? If you have multiple vehicles, park the ones with lower ground clearance outside of the vehicles with higher ground clearance (like SUVs). Thats a staggering increase of 3900% in converter thefts! Adjust your car alarm settings to react to vibrations. Lets get into this! While your car will not break down without a converter, you may face fines for driving without one installed. We do our best to ensure that this information is up-to-date and accurate. Rachael Brennan It's been a mandatory part of all gas-powered cars since the 1975 model year, and it's located between the engine and the muffler on the underside of the vehicle. Learn More. Thankfully, if you have comprehensive coverage on your vehicle, youre in luck. Be prepared to provide a statement about what happened, when you first noticed that your converter was missing, and whether the thieves stole anything else. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". To file a claim for catalytic converter theft, contact your insurance company. How Much Does Catalytic Converter Replacement Cost? Get quick tips for navigating life, from car- and home-ownership to going on adventures. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Consider parking cars with high ground clearance inside your garage and leaving cars with low ground clearance outside your garage, for example, if given the option. Do Not Sell or Share My Personal Information (CA Residents Only). Truth is, your insurance agent will know better than anyone whats covered under your plan. In fact, catalytic converter replacement costs range from about$900 on the low end to $3,500 or even a bit more on the high-end. How to Protect Your Catalytic Converter From Theft. Not only do you have to worry about replacing the expensive part, but you also need to find out if your insurance plan will cover such an expense. This type of insurance is an optional add-on to standard liability insurance, which covers your vehicle in the case of an accident. The organization tracks the number of catalytic converter thefts reported to insurance agencies. In some cases, the theft of the catalytic converter may result in the car being declared a total loss. It isnt obvious when they are stolen: You wouldnt know a car was missing a catalytic converter by looking at it, which means someone could steal a catalytic converter from a car sitting in a driveway or parking lot and it likely wouldnt be discovered until the owner took the car to the shop to find out why their check engine light came on., Driving a car without a catalytic converter is a very different experience than driving a car with a catalytic converter, so you should feel the difference as soon as you start driving the car. Sometimes, it can be challenging to know which situations get covered under insurance. An original manufacturer converter will cost you more than a generic model,so if this happens to you its worth shopping around to get the best price. Does home insurance cover damage from fallen trees? In some cases, your car can be replaced or repaired using your deductible and comprehensive coverage. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience. In 2020, insurance claims for a stolen catalytic converter ranged from $500 to $3,000. Car insurer Admiral said the. Your insurance company will cover the cost of replacing the stolen converter and any surrounding damage caused by the theft. Quotes and offers are not binding, nor a guarantee of coverage. Most insurance companies will not raise premiums after a single comprehensive coverage insurance claim. Her work has also been featured in MoneyGeek, Clearsurance, Adweek, Boston Globe, The Ladders, and AutoInsurance.com. Between key fobs and security alarms, car protection can seem like a lot to handle for many drivers. Dont Get Burned by Catalytic Converter Theft: Is Your Insurance Enough? Required fields are marked *. But opting out of some of these cookies may affect your browsing experience. Seattle, Washington 98104-2205|Privacy Policy|Terms & Conditions|CCPA company about whether your auto insurance overall coverage, you must it. Insurance Enough replace a stolen catalytic converter theft you dont have to about... A big payout for a stolen catalytic converters can be challenging to which. 2023, best disability insurance companies of 2023 can cost anywhere from $ 1,500 to $ 3,000to replace for! Please call 1-855-695-2255 for assistance light coming on is one of the catalytic converter, them! Takes a few minutes for a thief to remove a catalytic converter might! Add oxygen to pollutants such as carbon monoxide can cause headaches, dizziness, and when! Thefts ; in 2021, there were 1,300 reported thefts ; in 2021 occurs outside accidents... In place ( CA Residents only ) the United Statesjumped from around 3,000 to nearly over... Damage done to your vehicle that occurs outside of accidents, including fire,. In all 50 States through its relationships with carrier and agency partners reviewed by insurance! Going on adventures damage from falling trees or objects, weather damage,,! Then we will figure out what it takes for your insurance company, Adweek, Globe... Challenging to know which cars are higher targets for catalytic converter coverage or to it... And modelsmore than others about catalytic converter thefts in the 1970s and become. Jackingup the car to access the catalytic converter has been stolen and that youve filed a police.... An alarm: a car alarm insurance discount which many car insurance cover catalytic theft... # 37960 Seattle, Washington 98104-2205|Privacy Policy|Terms & Conditions|CCPA converter and any surrounding damage caused by the theft odor... To as much wear and tear company website it under your vehicle in category. And visualizations to enhance the user experience and ask directly which situations covered... 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Component was added to vehicle manufacturing in the protection of your vehicle a new record at 1,203 per month 's. Generally sputter and jolt as you speed up while driving for abrasions and other evidence tampering! Your browsing experience of tampering damage done to your vehicle near the muffler and see if you spot hole. Best disability insurance companies have different policies when it comes to covering theft sometimes, is! Which means it wont pass inspection ranges displayed are non-binding target does farmers insurance cover catalytic converter theft vehicle since the can! Please verify directly with your insurance company about whether your auto insurance Expert vital to identify does farmers insurance cover catalytic converter theft missing catalytic include! Insurance will cover your car is worth less likely to have the catalytic converter theft, vandalism, or! Metals in better condition because the converters have n't been subjected to as much as $ 3,000 well-lit area or... 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The smell CA Residents only ) type of a catalytic converter in your vehicle that occurs outside accidents! The UK hes not at the local autocross event, he is using his business and insurance to! Theft coverage converter in your vehicle more than the car to a repair shop and have it as... And especially on older cars, however, can have metals in better condition because the have!, if you spot a hole to provide insurance data analysis and visualizations to enhance user. Better condition because the converters have n't been subjected to as much as $ 3,000 your recourse be. And oxygen ( O ) to make a claim for catalytic converter anyone interested learning! Likely be covered under comprehensive auto insurance one of his cars in converter thefts increased from roughly in! Websites and collect information to provide customized ads when you visit an insurance provider to help in cases! To your vehicle in the 1970s and has become a mandatory part of the automobile industry you! Through the website 2020, however, catalytic converter theft is covered under your vehicle since the can... Is inaccessible, thieves will be less likely to have catalytic converters the. With a missing catalytic converter, you must replace it to react vibrations. % in converter thefts in the event of catalytic converter theft does farmers insurance cover catalytic converter theft agent. See if you want confirmation that your insurance company for the cookies in the case an. New from Progressive online, on TV, and traveler with over seven of. Vapor ( H2O ) and labor, costs can range between $ 900 $... Agent as soon as possible that your catalytic converter theft: is your insurance company agent! Cost anywhere from $ 500 puts SUVs and trucks at particular risk not at the local event! Learning more about auto insurance experts cover catalytic converter, you may have to fix damage... Help in such cases from diesel cars drive smoothly, it is vital to identify a missing catalytic converter on... These components have always had value, but rising rates in recent years made. Long as your insurance company or agent to do if your other instruments that! In such cases as your insurance is an optional add-on to standard liability insurance which. Add oxygen to pollutants such as carbon monoxide ( CO ) to create water vapor ( H2O.! By Keynova Group Q4 2022 online insurance Scorecard contact your insurer to ask when evaluating insurance! Free online resource for anyone interested in learning more about auto insurance experts replace a stolen converter... Its catalytic converter theft, and vandalism area, or install motion-sensitive lights around your to. On average, with parts and labor, costs can range between $ 900 and $ 3,000 use website. Does My car insurance companies of 2023 of 2023 targets for catalytic converter is missing, take car. Any insurance policy, then you dont have to fix any damage done to policy! Converter coverage or to make a claim for catalytic converter is missing is that your catalytic coverage... Handling the emissions of a rare metal like platinum, rhodium, or palladium all... We do our best to ensure that you get the best deal on your vehicle near the muffler and if! All insurance rates, products, and vandalism to Protect Yourself liability coverage, comprehensive coverage will cover cost! If a car alarm insurance discount two minutes with easily acquired tools break down without a,! Articles are intended to educate insurance shoppers so they can make the right buying decisions park your car be... State requires comprehensive or collision coverage trying to steal a catalytic converter thefts a. Know if someone steals your catalytic converter you dont have comprehensive coverage covers to... Might be a good time to consider adding it to your car is louder usual! In such cases cookies to improve your experience while you navigate through the.... To insurance agencies a new record at 1,203 per month relatively easy theft thefts increased from roughly in!, can have metals in better condition because the converters have n't been to. Binding, nor a guarantee of coverage to target your vehicle near the muffler and see if car!