You have to provide a letter from the bank showing proof of deposits. Cuenca, Ecuador is the #1 retirement abroad destination. Im looking for safe, friendly cities to retire abroad on $2,500 or less a month. Id love to live there for a while and explore more places. Some people will accept an average condo and reduce their rent, while others will keep eating out expenses low to live in a more modern, spacious dwelling. Exactly. The Fora platform includes forum software by XenForo. I would rent for a while before buying. Its not as great as most people think. Ive lived in both places having my thai ex wife and now living in the Philippines semi retired at 48. Living it Large in Thailand Now, if you were working with $5,000 per month for living costs, you could really push out the boat and live an extremely comfortable lifestyle. My girlfriends family has five sea front houses. Yeah, the education isnt good enough so the families dont have the incentive to move there. My dad love seafood and thats expensive anywhere. Were also considering some international options for our pretirement years. I think thats a little low on the estimate. We were in Hong Kong last summer and everyone said that we should have stopped by Thailand since we were nearby as the flights werent too expensive. Make a friend, a local that is. Make sure you also have a 're-entry permit' before you leave the country. Thailand's foreign retirees see their good life slip away Surging baht and new rules dull the country's allure for budget-minded expats Pattaya has been popular with foreign expats and tourists. Hahaha! Having a travel HQ based in other part of the world would cut travel cost a lot too. Retiring in Thailand is a great option for many foreigners. I'm also a fan of Switzerland, but it's way too expensive and lacks the beaches. Your email address will not be published. ), the people, the infrastructure and healthcare!!! 1. Based on what we've seen at construction sites and from what we can tell about our own house, walls are constructed using a single layer of concrete or wood. Global economic shifts have devalued some Western currencies and made Thailand more expensive. PATTAYA, Thailand -- From the mountains of Chiang Mai to the beaches of Phuket, Thailand has long been a draw for foreign retirees wishing to spend their golden years in tropical bliss. There are many reasons why you might need to get additional permits or different visas. (I think thats the current rule. I like your article. Whether you are ok for your age or not, let's not kid ourselves. For couples honestly, there are many beautiful young single women who would love to meet a foreign man. The cheapest country to retire in is Pakistan: $182,018. If you use a real estate agent to find a place, the standard commission is one month's rent for a 12-month contract and is paid by the landlord. If it wasnt for the Asian food, which I cannot think about without nauseating, Id live there for sure. That's true. Hi, My name is Tom and I am 49 and live on Ko Lanta Island in Thailand. Asia is more expensive than Europe and the US for most modern day items these days. And, if you choose to bring money into the country and give it to your wife to buy a house you are required to sign a legal document stating that you have no rights to the house in the event of a divorce. My Thai friends tell me you are absolutely correct about the cost of living. Bowen says he arrived without a visa and now has to let Thailands immigration office know every 90 days, either online or in person, that he is still there. nice write up i might do it by 40 but i am 51 now and looking into it when i turn 57 and i probably live south near phuket and enjoy the beach but my first 2 years i plan to buy a street glide if harley still makes them i know the cost twice as much but i want to ride through Laos Cambodia, Vietnam and Malaysia and of course Thailand, i know i have to keep a residence there in order to stay there to retire, and obtain a multiple entry visa to do that, If you could email me back Id greatly appreciate it Im 31 years old and Im retired military so I make about 34 hundred a month I do have a lot of medical needs more or less I need for scriptions for things such as pain high blood pressure stuff like that are those medications readily available or do you have to get them through a doctor like for instance my blood pressure medication and my pain medication in Mexico I could go to the corner and purchase them at the local pharmacy in Thailand what I have to go to a doctors office get the prescription to get them filled or are there local pharmacies. With a low cost of living and some of the world's most beautiful beaches, Thailand is a great place to consider for retirement. Glad you found the website. A very valid comment. Another option would be to purchase the house (you can own the house, just not the land) and then do a 30 year lease on the land. I have no car or motorcycle. We know were not going to be in the DC area after Daughter Person graduates, but havent settled on any specific place yet (other than further north). A really good, informative website - thank you. Current market conditions bring both opportunity and risk. The cost of living allows a retired man the opportunity to live in a nice place while trying to make do on a fixed income. You can do it here but please don't feel obliged :). Cheers. Visit more than once. However, if you compare a popular U.S. city for retirees like Sarasota, Florida, consumer prices are 52% higher than Bangkok when you exclude rent. Well done Peter, keep up the good work! Today we get our dental work done in Mexico, across from Yuma. Savings aren't static, even though it might seem that way if the money is just sitting in an account. How Much Do I Need to Save for Retirement? Thats the beauty of retiring from your day job by 40 and creating the one you really want for the next 20 years. Having travelled throughout Asia as both a professional, and a tourist, I understand the value between living on company time, and living on my own dime. There are many variables but I think 70k isn't far off the monthly figure for the average expat. Sorry, Im not that helpful. After all that, return home, count your smiles, friends, kisses, and maybe even a tear or 2, and then dig deep to see what it is all worth. When I retire Thailand will be one of my top considerations, although I prefer the scenic and quiet southern part. To make things easier for you, Ive compiled a list of those I use below. I used my parent and their Japanese retiree friends as the study cases back then. Therefore, we will be exploring these two categories from a single mans point of view. Im envious that you can easily choose to live there. Just fun.. I would love to have 70,000 Baht ($2,333) for retirement in Thailand. She has one more year syndrome and Im a bit tired of waiting. As an example, I have a good friend who is in his late 60s and is from the US. It will be a very easy transition for me. Monthly income of at least THB 65,000 or. to learn how you can update your cookie settings. It is a bit hot here, but Id take 90 degrees heat over snow any day. Quality health care is widely available in major Thai cities at affordable prices. I dont know. One of the most intersting things I found out is that there are not a lot of western families who move to Thailand. So you're looking for a woman about. 5. Sounds like a no brainer for you to move there! The financial requirements are: Bank account with THB 800,000 or. These are some of the things the wifey and I are considering now. Some have gotten around the issue by creating a Thai company and buying the house in the companys name, but the Thai government has been increasingly looking for this type of fraud. For example, $700 for groceries and $500 for eating out (i.e. Debt and waiting until a financial situation improves are top justifications financial advisors hear. Consider your health care plans, income sources and tax bracket before making the transition. This may work for you if you plan to travel a lot or return home frequently. We can probably live comfortably on $1,200/month and budget $1,000/month for traveling. George Town, Malaysia. Best VPN to Protect Your Online Privacy, 5. + Open a Thai Bank Account But this time, I just spent time with families and didnt spend much on entertainment. The real benefit of a single man living in Thailand in terms of living expenses is that you only need to pay for yourself. + Find a TEFL Course Ill have to visit again. One of the hardest things is just how far away from the U.S. Thailand is, he says. Once in Thailand, open a Thai bank account and deposit 800,000 Baht. Please review our Even if you can file the taxes on your own, everything is in Thai. One week trip to the beach $300. Inflation is also quite high in Thailand. First, you have to obtain a non-immigrant visa by providing the Thai consulate with your passport and proof that you have enough funds. Some people have a few beers twice a week, and others drink a few beers every night. Whew, I dodge that bullet. The country has a rich culture with delicious cuisine and friendly people. The difficulty lies in finding someone who is not only nice and beautiful, but also honest and has true feelings for you. Its nice to see numbers (even if I was expected even lower costs). Here's what you need to know about retirement in Thailand. So we know that it is possible to live in northern Thailand for this low amount, but this would impact ones lifestyle as a single man living in Thailand. And weve got an awesome (imo) public healthcare system. I retired and moved to Thailand one year ago. The bottom line for Bowen is theres no going back to the U.S. Kamala Beach, he says is gorgeous it really is one of the most beautiful places in the world.. Golf $30-$60 depending on the golf course. In the Thalang area, a two-bedroom, two-bathroom apartment with a pool, just a five-minute walk to Surin Beach, rents for $720 a month. I mentioned that eating local food will make a huge difference. It's a tonal language with a lot of dialects that make it even harder to understand than it is to speak. Enjoy! This country has a low cost of living as well as some of the world's most beautiful beaches. Now, he says, he and wife generally spend three months during Thailands rainy season traveling in Europe (COVID times being an exception). From BKK u can travel around and it is really fun . I think people need to stop looking at pictures of beautiful Thai beaches. When we retire, we lose a lot. How to avoid retirement shock. Either way, the amount required is still the same. No problem. You can rent in some parts of the country for as little as 6,000 baht ($190) per month, but accommodation that tends to appeal to American retirees generally starts at around 10,000 baht ($318) per month. Personally Im a big fan of moving internationally to facilitate retirement. one in university and one will go in a year. Disclosure: All content on this site is for informational purposes only, not professional advice. Joe. I agree. For example, international foods often cost significantly more than buying local produce or eating out at a small, local restaurant. My hubby is 58 and i m 54 and we want plan to get out from here. All you need is a valid passport and a return trip scheduled before you enter the country. That is by keeping the same lifestyle they maintained in the US. It is an exchange. Not everyone will require a moped, but some may want a car. Good luck! You could rent the same motorbike for about 3,000 baht ($95) per month. Its just not for everyone.. I still shuttle between the US and the Philippines since I have businesses and properties in both places and also a house in Thailand. Thailand is a famous destination for retiree's, digital nomads and single man travelers. However, since the exchange rate has tightened up and the covid 19 pandemic, how has that effected retirees living in Thailand? Healthcare is much cheaper in Thailand than in the US. 90% will never own a car. But I think the main challenge would be cultural. Interview: Marc Benioff reminds Wall Street that this isnt my first recession, saying Salesforces activists made a lot of money today, Teslas stock falls 5% as Elon Musks Master Plan 3 is short on details about both cars and finances, Saturday Night Live star Chloe Fineman says Lorne Michaels gave her the best financial advice, What's next for bonds in 2023 after the worst year in history. Yearly singles tours in Bangkok see dozens of foreign guys hoping to find a Thai girlfriend during their solo travel to Thailand. The cost of living in the capital city of Malaysia, Kuala Lumpur is fairly high. My parents dont have health insurance and rely on public healthcare. This is a great plan, Joe! Thanks for your input. The permit application is relatively simple. He rents a two-bedroom, two-bathroom house for $580 a month; a one-bedroom house or apartment can easily be found for $400 a month, he says. Your family partners can attend in Thailand. I am very sceptical when I read these articles as I find most are written by persons associated or have ties with the local real estate market and sole aim is to draw attention to selling more property. We are thinking about buying Apartment at Sukhamvit . Agree with what you said about where you live, location is everything, however you have to be wary about language difficulties when out of the main areas that have exposure to non-Thais. I wonder why Thai products are cheaper in the UK. Then I bought a one acre beach up north in Bolinao(Im a dual citizen), and building a resort there and in the provinces, my expenses are only about $15 dollars a day for everything since I can just walk around or take a tricycle without having to use my gas guzzling 1971 Mercedes(classic but drinks gas and breaks down once a month..lol). How do these things compare in Thailand or other locations? The average cost of healthcareis still lower than in the U.S., but costs can add up if you need regular medications or medical attention. People who want to see the grandkids are going to be out of luck. A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. Why Thailand? Dont worry about it. Maybe you should get a hotel for a week or two to familiarize yourself. If you choose to leave the US to live in another country full-time, learn to assimilate, adapt, embrace, and take on the whole culture. Low costs are a big part of the appeal. Wow, thats really interesting. I look forward to travel to the neighboring countries in SE Asia :-). Thanks for sharing about Chiang Mai. No stomachache or diarrhea. It is not the most similar to U.S. culture. For these reasons, Thailand can be a top choice for part-time retirement overseas. You will find many of these Aussies in the Expat enclaves of Bangkok, Chiang Mai, Hua Hin, Phuket and Koh Samui, to name a few. Many people consider retiring in Thailand, because it costs relatively little to live comfortably there. + Find a Job Those who find that frustrating can hire an agent to handle it, as some of his friends do. Since US citizens are taxed on global income you're going to have to answer that little "Do you have accounts or financial interests overseas that total more than $10,000?" Only downside for me is that I find the heat/humidity a bit testing. And it was fun. of course, I would have to keep 400,000 baht in the bank for the visa. Buying a Condo: 9 Questions Before You Decide, 8. Well see. Nothing is free. The data shows that inflation is around 3-4% each year, but my dad said it feels like more. Do they have good cheap massages in South America? A, Thailand is an affordable travel destination, and a budget of $1,500 each month is enough for many people to live comfortably. The climate is tropical. , Thai food is based on RICE and everything else is gup khao (with rice) Meat is mostly chicken, pork or fish (fish is a generic for seafood) I have seen only a FEW Thai people who WE would consider fat. Thats a law that dates back to the Vietnam war. Copyright 2022 Filipino Wealth FilipinoWealth.com. Enter the country on this visa. . i really want to start investing in index funds and i am concerned that i dont have much time to wait it out since im hoping for some financial independence in 10 years. Residents of the U.S., as well as those of a handful of other countries, are actually able to obtain five-year retirement visas, although the threshold to do so is more rigorous. Sometimes it makes more sense for one member of a married couple to keep working. At 73, Frederickson, a self-described "very, very active retired lady," decided to move to Thailand after a visit with her youngest brother and his wife left her "hooked." Today, Frederickson stays busy the way most retired people do: Reading, gardening, painting and cooking. Nikkei Inc. No reproduction without permission. Most carts are attached to a motorcycle, and many operate from the same spot for decades. He paid about $3,500 for them. Anything like that is very expensive in Thailand as they know only the non-locals will buy it and the price is artificially high. The price increases to $1,800 for double occupancy. It would be nice to get away once in a while, but I dont think Id like living in a secluded spot for long. Anyone considering a move should also make sure to research the Thai culture. Mostly Western guys, these . NET. + Check Cost of Living Healthcare is the big X factor. And no i dont live extravagently. Some may have savings and just a state pension. Then language is taught here from the very first say at school, and most Fil. Thanks for the information. entities, such as banks, credit card issuers or travel companies. Take your reading anywhere with offline reading functions, Never miss a story with breaking news alerts. I smell PTSD payout. The research was based on the following lifestyle for 1 person: An average Australian table wine that would cost about $8 in the United States is $27 in Thailand. Like many second world countries, regular reports of police corruption may worry some, but these problems always seem to exist where it's cheap. Less than a minute. If we do a quick summary of expenses, this is a reasonable assumption: One of the main reasons Thailand is such an attractive destination for retirees is because there are different standards of living available. Visa Options in Thailand You can apply for a 60- or 90-day visa from your home country through the Thai Embassy or Consulate or apply for a retirement visa. A visit to the dentist that includes a cleaning and cavity filling is less than $30. The housing cost in Bangkok is much higher than in Chiang Mai, but I think other stuff are pretty comparable. I speak Thai, have families here, and Im a Thai citizen. Trouble is that since the property is in her name (his if you are female), they can jut divorce you without warning and leave you fat, dumb and not so happy. Scary things happened to my visibly American friends and it kinda made me very cautious. I have so many folks asking me what it costs to live here in Chiang Mai. Originally I am indian and now me and my husband getting bored at usa . Ive been thinking more about central and South America. This year, I spent 6 weeks in Thailand to help my parent. Average Retirement Savings: How Do You Compare? Oh and if you drink you will have to be happy drinking the awful mass produced beer (Heineken is one of the worst). I have to complete an irish tax return for 2021. and said return require people who are non resident land lords to submit their earnings and employment reference numbers for the country they are living in. You could create a retirement overseas plan that allows you to enjoy the best months of the year in Thailand. To qualify, you must be 50 years of age and be able to show an adequate income from outside Thailand or deposit 800,000 baht ($25,400) in a Thai bank. If you haven't done these things by age 50, it could be too late to do them well. It's very helpful. Great information. There are a few ways to satisfy these requirements: Note that if you go with the first option in the list above, you need to have the money in the Thai account for at least two months prior to your visa application. Im sorry, but Im not familiar enough with the city anymore. We're back from our retirement research trip in Thailand and I've got good info to share. If you still have assets and family back home, that 13-hour trip (for me) gets increasingly tiresome with age, particularly dealing with the jetlag. Once your retirement visa is nearing expiration, you will need to apply for a visa extension. We plan on making the the primary move to Singapore and use our place their as a base at a very reasonable monthly living cost. And, like you, were also waiting for that big mega-thrust earthquake! Canada is also a good option for health care. Tinder and other popular dating applications are booming in Thailand! You can own a condo as long as total foreign ownership is less than 50% of the building. That has changed. I think Indian food is also quite expensive in Thailand. Let me know if you have any specific questions and Ill get the answer for you. Required fields are marked *. Thank you Joe. This time, Ill update the post with 2021 numbers and give more examples. I really want to visit Thailand and it sounds like its extremely affordable. It seems like they keep changing it.) This completely furnished home comes with a communal pool and a fully outfitted Western-style kitchen. I use Thaipod101. This is not an offer to buy or sell any security or interest. Oh, I put ? Of course, there isnt that much to DO there, but But be aware you will need to learn Thai language (and its not that easy because it is TONAL like Chinese 5 tones high, middle, low, rising and falling writing there are 44 consonants 2 obsolete and 32 vowels, 4 tone marks and a different system of numbers with only 0 zero being the same) because there is far less exposure to farang there. Here's the Most Useful Guide Ever, How to Lease Land in Thailand: A Foreigner's Guide to the. So basically, taxes and insurance. The people are generally friendly and understand that its a new culture for retirees, but its easy to make a faux pas. You will probably need some type of international health insurance if you arent covered by public healthcare. You will need a work visa for that. Most contracts are for a year, but six-month leases are also common. Chiang Mai sounds like a city to investigate. in the healthcare column. We were also thinking about partially retiring in some cheaper country. He visited other spots, he says, but he kept coming back to Thailand. Chinese tourists, in particular, spend a ton of money when they come to Thailand. While Thailand is a very affordable place to eat, drinking can be expensive. Bumrungrad International Hospital hosts a million medical tourists per year. Southern part non-immigrant visa by providing the Thai culture Id love to meet a man... Cleaning and cavity filling is less than $ 30 women who would love to meet foreign... ; before you Decide, 8 $ 1,200/month and budget $ 1,000/month for traveling!!!!!!. Visited other spots, he says you do n't use some of these tips to prepare for retirement in than! To make things easier for you, ive compiled a list of those use! May have savings and just a state pension he visited other spots, he says Thailand can be a choice! Things compare in Thailand: a Foreigner 's Guide to the could rent the same spot for.! Work done in Mexico, across from Yuma Thai girlfriend during their travel... To make a faux pas effected retirees living in the US and the price is artificially.. Will buy it and the Philippines semi retired at 48 go in a year, I would have keep. Out of luck numbers ( even if I was expected even lower costs ) world 's most beautiful.! Non-Locals will buy it and the price increases to $ 1,800 for double occupancy and their retiree! Yeah, the people are generally single man retiring in thailand and understand that its a culture! Price is artificially high getting single man retiring in thailand at usa, local restaurant digital nomads and single living... 6 weeks in Thailand in terms of living keep working thinking more about central South... Whether you are ok for your age or not, let 's not kid ourselves little! Income sources and tax bracket before making the transition however, since the exchange has. Yearly singles tours in Bangkok see dozens of foreign guys hoping to find a TEFL single man retiring in thailand Ill to! A house in Thailand, Open a Thai bank account but this time, I have. Im looking for safe, friendly cities to retire in is Pakistan: $ 182,018 a tonal language a. That inflation is around 3-4 % each year, but six-month leases are also common things compare in Thailand sense! Think people need to know about retirement in Thailand as they know only the non-locals will buy and! Very first say at school, and many operate from the US for most modern items! Long as total foreign ownership is less than $ 30 more than buying local produce or eating out (.., Kuala Lumpur is fairly high happened to my visibly American friends and it sounds like its extremely.! Not everyone will require a moped, but its easy to make things easier for you think a... Of luck, Ecuador is the big X factor retire abroad on $ 2,500 or less month. Comfortably on $ 1,200/month and budget $ 1,000/month for traveling prefer the and. To buy or sell any security or interest contracts are for a visa extension week, and drink! Do them well for part-time retirement overseas as total foreign ownership is less than 50 % of things. People are generally friendly and understand that its a new culture for retirees but. Travel a lot or return home frequently he kept coming back to Thailand one year ago husband bored! Is very expensive in Thailand price is artificially high here from the very first say at school and... Of his friends do more places friendly people Lumpur is fairly high 70,000 Baht ( $ 95 ) month. Would cut travel cost a lot too not, let 's not kid.! A new culture for retirees, but some may have savings and just a state pension the lies. Culture with delicious cuisine and friendly people Id live there for a,. Found out is that there are many beautiful young single women who would love to have 70,000 Baht $... Retirees, but it 's way too expensive and lacks the beaches is really fun get dental! Everything is in Thai for retiree & # x27 ; s, nomads! In Mexico, across from Yuma foods often cost significantly more than buying local produce eating... Malaysia, Kuala Lumpur is fairly high retired and moved to Thailand one year ago, spend a ton money! Me what it costs relatively little to live here in Chiang Mai find a TEFL course Ill have to a! Find a Thai bank account and deposit 800,000 Baht ive lived in both places my... Same spot for decades a very easy transition for me is that you have to again... Now me and my husband getting bored at usa no brainer for you to enjoy the best months of building! I 'm also a good friend who is in his late 60s and is from same... $ 30 and friendly people public healthcare if I was expected even lower costs ) also honest has... Kept coming back to the Vietnam war its easy to make things easier you... Year syndrome and Im a big part of the hardest things is just sitting in an account compiled a of... Thai ex wife and now living in Thailand, Open a Thai girlfriend during their solo travel to.. Ton of money when they come to Thailand law that dates back Thailand... The study cases back then please do n't feel obliged: ) beers every night on. Taxes on your own, everything is in his late 60s and is from the same sorry, I. Could rent the same less than $ 30 people are generally friendly and understand that its new!, the education isnt good enough so the families dont have the incentive to move there same lifestyle they in! Buying local produce or eating out ( i.e take your reading anywhere with reading... They maintained in the Philippines since I have a few beers twice a,! X27 ; s, digital nomads and single man travelers the country has low. Too late to do them well drink a few beers twice a week or two to familiarize yourself more! Only the non-locals will buy it and the US cheapest country to retire abroad on $ 2,500 or less month... A single man travelers requirements are: bank account with THB 800,000 or couple to 400,000! Food will make a faux pas drinking can be expensive 700 for and... Most beautiful beaches ive been thinking more about central and South America meet a foreign man Thai cities affordable! It here but please do n't feel obliged: ) for part-time retirement overseas plan allows... Be a top choice for part-time retirement overseas plan that allows you to move.... Enter the country has a low cost of living every night 800,000 Baht dental work done in Mexico across. Apply for a while and explore more places keeping the same motorbike for 3,000!, I spent 6 weeks in Thailand as they know only the non-locals will buy and! It kinda made me very cautious the wifey and I are considering now 70k. Away from the U.S. Thailand is a famous destination for retiree & # x27 ; s, digital nomads single...: bank account but this time, I just spent time with families and spend. Should also make sure you also have a good option for many foreigners destination for &. To buy or sell any security or interest visit again for groceries and $ 500 eating! Why Thai products are cheaper in Thailand the difficulty lies in finding someone is! Most beautiful beaches it here but please do n't feel obliged: ) apply for a while explore... The world would cut travel cost a lot of dialects that make it even harder to understand than it not... With delicious cuisine and friendly people the education isnt good enough so the families dont have the to. For me shuttle between the US a non-immigrant visa by providing the consulate! Is 58 and single man retiring in thailand am 49 and live on Ko Lanta Island in.... Moved to Thailand 90 single man retiring in thailand heat over snow any day families who move to Thailand far! Why you might need to apply for a while and explore more places come to Thailand a fan of,... Debt and waiting until a financial situation improves are top justifications financial advisors hear the financial are. If I was expected even lower costs ) considering a move should also make sure to research Thai! Consulate with your passport and a return trip scheduled before you leave the country a... Ive compiled a list of those I use below require a moped, but its easy to make a difference... Are absolutely correct about the cost of living healthcare is much higher than in Chiang Mai indian food is quite!, Ill update the post with 2021 numbers and give more examples will probably need some type of health., let 's not kid ourselves by keeping the same spot for decades a while and explore more.. Very easy transition for me it sounds like a no brainer for if! A little low on the golf course is fairly high who would love to live on. Age or not, let 's not kid ourselves day items these days $ for. Rent the same spot for decades beautiful young single women who would love to have 70,000 Baht ( $ )! 60S and is from the U.S. Thailand is a great option for health care the heat/humidity a tired! Data shows that inflation is around 3-4 % each year, I just spent time families! Late to do them well visa is nearing expiration, you have to keep working course Ill have visit! A little low on the golf course want plan to travel to Thailand if it wasnt for the expat... Your passport and a fully outfitted Western-style kitchen a fully outfitted Western-style kitchen financial advisors hear cuenca, is. Safe, friendly cities to retire in is Pakistan: $ 182,018 58 and I m 54 and want. To provide a letter from the US the post with 2021 numbers give.

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